There are six major types of Producer licenses:
- Accident, Health or Sickness
- Personal Lines
- Variable Life and Variable Annuities
The NC Department of Insurance requires those wishing to obtain a Producer's license take and successfully pass a prelicensing course in order to be eligible to take the state exam(s).
All, except the Variable Life and Variable Annuities, require 20 hours of prelicensing. Variable products may be sold under the Life license with an appointment and active registration to sell Securities with FINRA.
Those wishing to obtain a Medicare Supplement/Long Term Care license must hold an Accident, Health or Sickness license, and successfully pass a 10 hour prelicensing course in order to take the state exam. We also offer this course through self-study.
If Disability coverage is part of a Life policy, only a Life license is needed. If Disability is sold as a stand alone policy, an Accident, Health or Sickness license is needed.
There is no prelicensing requirement for those wishing to obtain an Adjuster's license; however, the NC Department of Insurance strongly recommends you prepare yourself to pass the state exam. We offer a self- study course which includes a textbook, online study by topic and unlimited practice exams specifically designed for those wishing to become an Adjuster, and the NC Insurance Licensing Examination Candidate Guide.
Candidates applying for a "first time" North Carolina Resident Insurance Producer or a Public Adjuster license are subject to the fingerprint requirement.
Those currently licensed and applying for additional lines of authority or licenses, unless there have been certain lapses in authority, and those applying for a Company/Independent Firm or Self-employed Adjuster's license are exempt from the fingerprint requirement.
The NC Department of Insurance requires all applicants requiring a state exam to make application for the license(s) and pay the applicable fees on the National Insurance Producer Registry (NIPR) website, www.nipr.com before scheduling a state exam.
There is an application fee, license fee, processing fee and if applicable, fingerprint fee. The license application is valid for six (6) months.
For additional prelicensing information, you may contact our office; the Pearson Vue Raleigh office toll free at 866-265-6329 or view the NC Insurance Licensing Examination Candidate Guide on the Pearson Vue website, www.PearsonVue.com.
OUR PRELICENSING SELF-STUDY PRODUCER COURSES
Our prelicensing Self-Study Producer Courses are combined, i.e., Life and Health, Property and Casualty, Medicare Supplement/Long Term Care.
A course includes a Life/Health, Property/Casualty, or Medicare Supplement/Long Term textbook, NC law supplement, online study by topic and unlimited practice exams, NC Insurance Licensing Examination Candidate Guide, the initial prelicensing exams, grading and certification.
Upon passing the prelicensing exams, you will receive an Admission ticket(s) that you must take with you to the state testing center along with proper identification. A state exam is required for each license type you wish to obtain. The state exam fee is $51.50 per exam.
For additional information on our prelicensing Producer and Adjuster self-study courses, click on the "How to Register" tab or contact our office.
Courses can be ordered on our website. Simply click on the "To Purchase..." link at the top of this page and follow the prompts.