Effective January 1, 2008, there are six major types of licenses:

• Life
• Accident, Health or Sickness
• Property
• Casualty
• Personal Lines
• Variable Life and Variable Annuities

All, except the Variable Life and Variable Annuities, require 20 hours of prelicensing. Variable products may be sold under the Life license with an appointment and active registration to sell Securities with FINRA.

Those wishing to obtain a Medicare Supplement/Long Term Care license must hold an Accident, Health or Sickness license, and successfully pass a 10 hour prelicensing course in order to take the state exam. We also offer this course through self-study.

If Disability coverage is part of a Life policy, only a Life license is needed. If Disability is sold as a stand alone policy, an Accident, Health or Sickness license is needed.

Effective October 1, 2010, candidates applying for a "first time" North Carolina Resident Insurance Producer (Agent's) license must submit a complete set of electronic fingerprints to NCDOI within 30 days of applying for a resident license.

Those licensed prior to 10/1/10 applying for additional lines of authority or licenses, unless there have been certain lapses in authority, and those applying for a Company/Independent Firm or Self-employed Adjuster's license are exempt from the fingerprint requirement.

Those applying for a Public Adjuster's license are subject to the fingerprint requirement.

Details are on www.NCDOI.com under Agent Services.

Our self-study prelicensing courses include a textbook which combine the study material for the Life license and Accident, Health or Sickness license, and a separate textbook which combine the study material for the Property license and Casualty license. In using our prelicensing course materials, you would take our combined prelicensing course (L&H or P&C) and prelicensing exams but a state exam for each license type you wish to obtain.

There is no prelicensing requirement for those wishing to obtain an Adjuster's license; however, the NC Department of Insurance strongly recommends you obtain study materials to prepare yourself to pass the state exam. We offer study materials specifically designed for those wishing to become an Adjuster.

HOW TO REGISTER:

1. COMPLETE THE REGISTRATION FORM. Choose the type license you wish to obtain and select whether you wish to pick up, or us mail the materials. Submit the registration form to us with payment. (Personal checks are held five (5) business days from the day of deposit.) We will send confirmation.

   The cost is $215.00 per course and includes a textbook, online Study by Topic and unlimited practice exams, NC Insurance Licensing Examination Candidate Guide, the prelicensing exams, grading and certification.

2. OBTAIN YOUR MATERIALS. You can meet with us to pick up your materials; OR you may request materials be mailed. (Materials are mailed media rate at no additional charge.) Because of the nature of our materials, no refunds, credits or exchanges can be given once the materials have been picked up or mailed from our office.

   Upon receipt of the materials, contact us to go over the materials, licensing procedures and for suggested study tips.

   If you wish to pick up the materials, distribution of materials is the 1st and 3rd Monday of each month beginning at 10:30a.m. at Pfeiffer University, 4701 Park Road, Charlotte, NC. Pre-registration or advanced notice is required.

   Tuition paid at the door must be made in the form of a company, certified, cashier's check or money order payable to Carolina Insurance School. Cash will be accepted but correct amount please. No personal checks or credit card payments will be accepted the day of distribution of materials.

3. STUDY! When you are comfortable with the materials, contact us to schedule an appointment to take the prelicensing exams. Pre-registration or advanced notice is required. (Those wishing to obtain a P&C Adjuster’s license are exempt from the prelicensing exams. Proceed to #5.)

4. TAKE THE PRELICENSING EXAMS. You must meet with us to take the prelicensing exams. The prelicensing exams are given the 1st and 3rd Monday of each month at 10:00a.m. at Pfeiffer University, 4701 Park Road, Charlotte, NC 28209. Pre-registration or advanced notice is required.

   Upon passing the prelicensing exams (70%), we will give you the Admission Ticket(s). You may call Pearson VUE and schedule an appointment to take the state exam. The state exam fee for an Agent's license is $51.50 per exam.

5. TAKE THE STATE EXAM. Review the NC Insurance Licensing Examination Candidate Guide, especially "What to Bring" before going to the exam site. Be at the Pearson VUE exam site at least 30 minutes before your scheduled exam time.

Once you have obtained your license(s), the NC Department of Insurance requires continuing education. Feel free to contact us or you may view these requirements and your continuing education compliance period on our website under "Continuing Education - Registration Fees, Co Policies & CE Information".

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Thank you for choosing Carolina Insurance School, Inc.

"Your Educational Partner"

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